This Valentine's, give the gift of investing.

Sarwa Gifting lets you help someone you care about take their first step into investing, or give them a small boost along the way. (Flowers and chocolate are still encouraged.)

You choose the amount you’d like to gift, and we prepare a unique gift for you to share with a friend or loved one. Once their account is verified, the gifted amount moves from your Sarwa account into theirs.

Send A Gift

How does it work?

1. Share the details: Choose the gifted amount & let us know who it’s for here.

2. Receive your gift: We’ll share a personalised Sarwa gift for you to pass along.

3. They get set up: Your loved one opens their account and completes verification. (If they're already on Sarwa, they’re pretty much done)

4. Redeem the gift: They email [email protected] with their gift code, and we’ll take it from there.

5. Your gift is on the way: Once they’re verified, the gifted amount moves from your select Sarwa account into theirs. We'll notify you both!

For more information, you can visit our FAQ page here.

What you need to know

- The sender must be a funded Sarwa client, aged 18 or above, and a UAE resident.

- Recipients must be UAE residents, aged 18 or above, who are verified by Sarwa.

- Gifts start at a $500 minimum, with a $2,000 limit per sender per quarter.

- Gifts expire after 6 months if the recipient doesn’t complete onboarding and redeem the gift.

- There are only 100 gifts a quarter available. These are available on a first-come, first-served basis.

Key Terms and Conditions:

1. Process: After submitting the form, the Sarwa gift will be emailed to the sender, who is responsible for sharing it with the recipient. The recipient must email [email protected] to redeem the gift once their Sarwa account is open and verified.

2. Sender: Must be a funded Sarwa client aged 18+, a UAE resident, and approved by Sarwa to qualify for this campaign.

3. Recipient: Must be a UAE resident, 18+, and must successfully complete or have completed Sarwa’s onboarding process in order to redeem the gift. If their account is not approved by Sarwa, the gift is void.

4. Gift Amounts: Minimum $500 per gift. Maximum $2,000 per sender per quarter.

5. Expiry: Gifts expire 6 months after being issued if not redeemed.

6. Retention: The gifted amount must be invested by the recipient via the Sarwa platform and remain in the recipient’s Sarwa account for a minimum period of 6 months before being eligible for withdrawal.

7. Transfers: Funds move directly from the sender’s Sarwa account to the recipient’s Sarwa account. Sarwa does not hold or provide any gifted amounts.

8. Reversals: If a gift cannot be completed for any reason, Sarwa will cancel the gift and the gift funds will be available for the sender to use in their Sarwa account.

9. Use: Sarwa Gifting is intended solely for promotional and non-commercial purposes and is not designed or permitted to be used as a fund transfer, loan, or remittance mechanism.

Additional conditions apply. Please read the full Terms and Conditions here.

Investments made with gift funds are subject to market risks, including potential loss of principal, and other risks associated with Sarwa’s investment products. Sarwa makes no representations or warranties regarding investment performance.

This is a marketing communication: not a recommendation or advice to buy or sell any investment.

Sarwa Digital Wealth (Capital) Limited is regulated by the Financial Services Regulatory Authority (“FSRA”) in the Abu Dhabi Global Markets (“ADGM”) and holds a Category 3C license with a Retail Client and Holding and Controlling Clients' Investments and Money Endorsement. Sarwa Digital Wealth (Capital) Limited’s registered address is 16-104 & 16-114, 16th Floor, WeWork Hub71, Al Khatem Tower, Abu Dhabi Global Market, Al Maryah Island, Abu Dhabi, United Arab Emirates.

https://www.adgm.com/public-registers/fsra/fsf/sarwa-digital-wealth-capital-limited

All Promotional materials are provided from/by Sarwa Digital Wealth (Capital) Limited and is intended only for jurisdictions where it is authorised to provide services and does not constitute an offer or solicitation to provide services in any jurisdiction where it is not permitted to do so. Sarwa is not a bank. We can unlock high-yield accounts through our banking partners. Options trading entails significant risk and is not appropriate for all customers and may involve the potential of losing the entire investment in a relatively short period of time.

Past performance is no guarantee of future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes and may not reflect actual future performance. Information contained on this website is of a general nature only and does not consider your financial objectives or personal circumstances. All investing involves risk, including the possible loss of money you invest.

Please visit our Disclaimer Notice page for further information.